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2 Myths Holding Back Home Buyers

Milestone Germantown MD | 2 Major Myths Holding Back Home Buyers 2 myths holding back home buyers – Urban Institute recently released a report entitled, "Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability," which revealed that, "Consumers often think they need to put more money down to purchase a home than is actually required.

Freddie Mac recently released a report entitled, "Perceptions of Down Payment Consumer Research." Their research revealed that, "For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership. Part of the challenge for those planning to purchase a home is their perception of how much they will need to save [.]

Tips for Choosing a Home Loan – First Choice Lending Services Josh Moody is one of the mortgage industry’s top mortgage loan originators in the country. His accomplishments include being named a 2019 top producer by National Mortgage News and being ranked among the top 200 mortgage originators nationwide by Mortgage Executive magazine.Josh is the regional manager for Goldwater Bank, where he and his team leverage their in-depth knowledge of financing.

While there are many legitimate reasons to wait, there are also some common “barriers” that may be more perception than reality – particularly when it comes to myths about mortgages. Are some of these.

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Real Life: myth #1: buyers look at 3 homes and decide to purchase one of them.. myth #2: The houses the buyers are touring are still for sale. 2 Myths About Mortgages That May Be Holding Back Buyers by The KCM Crew on August 23, 2016 in First Time Homebu.

If you repeat a myth often enough, it will eventually be believed to be the truth. "Stop worrying about the market and just buy and hold stocks. When you sell your home, there is you, the buyer and.

2 Myths Holding Back Home Buyers In Realtor.com’s recent article, "Home Buyers’ Top Mortgage Fears: Which One Scares You?" they mention that "46% of potential home buyers fear they won’t qualify for a mortgage to the point that they don’t even try."

 · Myth #1: “I Need a 20% Down Payment” Buyers often overestimate the funds needed to qualify for a home loan. According to the same report: 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for.

 · Freddie Mac recently released a report entitled, “Perceptions of Down Payment Consumer Research.” Their research revealed that, “For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership. Part of the challenge for those planning to purchase a home is their perception of how much they will need to save for the down.

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